Services
Services
At Sphere Wealth and Protect we recognise that not all clients are created equal and that every client will have a different set of objectives and priorities.
That's why we offer a modular financial advice service, meaning that we can offer anywhere from simple advice on Income Protection insurance to holistic advice addressing everything from personal insurance to retirement planning advice. Under our guidance we will help you select the scope of the advice required and how to prioritise the advice we provide.
Wealth Creation
At Sphere Wealth and Protect we acknowledge the complexity of investment decision making and use our in depth investment knowledge to ensure that decisions are made for the right reasons at the right time and are aligned to your objectives and time frames. We also apply the asset allocation strategy that best matches your profile to ensure that your wealth creation ambitions are being met at the same time as managing the risks associated with investment markets.
Personal Protection
The main life events that we provide advice solutions on are the risk of:
- Accident or Sickness
- Disablement
- Trauma (eg. cancer, stroke or heart attack)
- Death
As part of your wealth plan, we will analyse your current insurance position and identify any gaps in your wealth protection strategy.
Affordability is often an area of concern with few people knowing you are able to hold certain insurance contracts inside your super funds if appropriate, with premiums paid by your super account. One of the many benefits of this approach is that the premiums are cash flow neutral to you personally.
Holistic Financial Planning
Our Financial planning solution delivers a planned and structured strategy that will deliver an outcome over time with a set of desired outcomes.
Everything we do at Sphere Wealth and Protect follows a core financial planning approach, that is to say no advice is ever ‘set and forget’ for our clients. We design and manage a strategic plan with our clients and continue to review and adjust as required throughout their financial journey.
